Privacy Policy

Mini Pocket (the “Platform”) enables users to apply for loans and access financial services through licensed lending partners. By using our services, you authorize us to collect, store, verify, and process your personal information in digital form.

We are committed to protecting your privacy and handling your data responsibly in accordance with applicable laws and RBI digital lending guidelines.

• Personal details such as name, mobile number, email, date of birth
• Government identifiers including PAN and Aadhaar
• Financial information such as bank account details and salary slips
• KYC documents and verification records
• Transaction and repayment history

Location data may be collected during active services until all outstanding dues are cleared. All processing complies with the Digital Personal Data Protection Act, 2023.

We use cookies to enhance platform functionality, analyze usage, and improve user experience. Cookies help recognize your device and optimize service delivery.

You may disable cookies through your browser settings; however, some features may not function optimally.

We do not sell or rent your personal data. Information may be shared only with:

• Authorized internal personnel
• RBI-registered lending partners
• Service providers supporting platform operations
• Legal or regulatory authorities when required by law

All data is stored exclusively on servers located in India.

Personal data is retained while your account remains active or until all financial obligations are fulfilled.

• Transaction records: up to 8 years
• Inactive user data: up to 5 years

Requests for data deletion may be submitted to grievance.in, subject to regulatory requirements.

We use encryption, secure servers, firewalls, and access controls to protect your data. While we take all reasonable precautions, no digital system is entirely immune to security risks.

You are responsible for safeguarding your account credentials.

You may review or update your personal information through your Mini Pocket account dashboard to ensure accuracy.

• Optional promotional communications
• Mandatory service and policy notifications
• Customer support interactions

This Privacy Policy is governed by the laws of India. All disputes shall be subject to the exclusive jurisdiction of courts located in New Delhi, India.

Mini Pocket may revise this Privacy Policy periodically. Continued use of the platform after changes indicates acceptance of the updated policy.

For privacy concerns, data requests, or grievances, please contact:

grievance.in